Sponsored by JPMorganChase
If you’ve found yourself staying up late thinking about your finances or just feeling anxious overall about your financial future, you’re not alone. While finances can impact overall stress, taking steps to manage your finances can support your mental, emotional and physical well-being.
When it comes to money, the sources of stress may look different for everyone, but identifying the underlying causes and setting goals accordingly may help you feel more confident about your financial future.
Consider these strategies to help improve your financial wellness and reduce stress:
1. Understand what causes financial stress
While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances.
2. Determine your financial priorities
Start by reflecting on your financial priorities. This can include paying for school or paying off student loans, building an emergency fund, paying down credit card debt or buying a car. Name the milestones that are most important to you, and plan accordingly.
3. Create a plan and stick to it
While setting actionable goals starts you on the journey to better financial health, it’s essential to craft a plan to follow through. Identifying and committing to a savings plan may give you a greater sense of control over your finances, which may help reduce your stress. Creating and sticking to a budget allows you to better track where your money is going so you may spend less and save more.
4. Pay down debt
If you have some form of debt and want to make progress toward reducing your debt obligations, one option is the debt avalanche method, which focuses on paying off your debt with the highest interest rate first, then moving on to the debt with the next-highest interest rate. Another is the debt snowball method, which builds momentum by paying off your smallest debt balance, and then working your way up to the largest amounts.
5. Build your financial resilience
Some financial stress may be inevitable, but building financial resilience may allow you to overcome obstacles more easily. The more you learn about managing your money, for instance, the more prepared you’ll feel if the unexpected happens. Growing your emergency savings also may increase resilience since you’ll be more financially prepared to cover unexpected expenses or pay your living expenses.
The bottom line
Financial stress can affect your health and wellbeing, but it doesn’t have to derail your dreams. Setting smart financial goals and developing simple plans to achieve them may help ease your stress. Revisit and adjust your plan as needed to ensure it continues to work for you.
For informational/educational purposes only: Views and strategies described on this article or provided via links may not be appropriate for everyone and are not intended as specific advice/recommendation for any business. Information has been obtained from sources believed to be reliable, but JPMorgan Chase & Co. or its affiliates and/or subsidiaries do not warrant its completeness or accuracy. The material is not intended to provide legal, tax, or financial advice or to indicate the availability or suitability of any JPMorgan Chase Bank, N.A. product or service. You should carefully consider your needs and objectives before making any decisions and consult the appropriate professional(s). Outlooks and past performance are not guarantees of future results. JPMorgan Chase & Co. and its affiliates are not responsible for, and do not provide or endorse third party products, services, or other content.
Deposit products provided JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
© 2026 JPMorgan Chase & Co.
Thanks , I’ve just been searching for info about this topic for a long time and yours is the greatest I have
discovered till now. However, what in regards to the bottom
line? Are you certain in regards to the source?
An outstanding share! I have just forwarded this onto a co-worker who
was conducting a little homework on this.
And he actually ordered me lunch due to the fact that I stumbled upon it for him…
lol. So let me reword this…. Thank YOU for the meal!!
But yeah, thanx for spending the time to discuss this
subject here on your website.
Hello to every one, it’s actually a pleasant for me to pay a visit this web page, it includes important Information.
Thanks for finally talking about > Financial Wellness and Mental Health: Tips on Managing Money Stress
– The Harlem Times < Liked it!
When someone writes an piece of writing he/she retains the plan of a user in his/her mind that how a user can understand it.
Thus that’s why this post is outstdanding.
Thanks!
Pretty! This was a really wonderful post. Thanks for supplying these details.
Can I simply say what a relief to uncover somebody who actually knows what they are discussing on the internet.
You certainly understand how to bring an issue to light and make it important.
More and more people have to check this out and understand this side of the story.
It’s surprising you aren’t more popular because you surely possess the gift.
This excellent website truly has all the info I needed concerning this
subject and didn’t know who to ask.
Good post. I learn something totally new and challenging on websites I stumbleupon every
day. It’s always useful to read through content from other authors and practice
something from their sites.
always i used to read smaller articles that also
clear their motive, and that is also happening with this
piece of writing which I am reading at this time.
I am regular reader, how are you everybody? This article posted at this web page is in fact good.
Every weekend i used to pay a quick visit this web page,
for the reason that i want enjoyment, as this this web site conations really
good funny stuff too.
Thanks for the good writeup. It actually was a
leisure account it. Glance advanced to far introduced agreeable from you!
By the way, how could we keep up a correspondence?
Hi! I’ve been following your site for some time now and finally got
the courage to go ahead and give you a shout out from Humble Tx!
Just wanted to tell you keep up the fantastic work!
Howdy! This post couldn’t be written any better! Looking at this post reminds me of my previous roommate!
He always kept talking about this. I am going to send this information to him.
Fairly certain he will have a good read. Many thanks for sharing!
excellent submit, very informative. I wonder why the other specialists of
this sector do not notice this. You must proceed your writing.
I am sure, you’ve a great readers’ base already!
Great info. Lucky me I came across your site by
chance (stumbleupon). I’ve saved it for later!
I am regular visitor, how are you everybody? This article posted at this web site is
in fact fastidious.
great post, very informative. I’m wondering why the opposite specialists of this sector don’t realize this.
You must proceed your writing. I am sure, you have
a huge readers’ base already!
Hi there! I could have sworn I’ve been to this website
before but after browsing through many of the posts I realized it’s new to me.
Anyways, I’m certainly pleased I discovered
it and I’ll be bookmarking it and checking back regularly!
Very good info. Lucky me I came across your site by chance (stumbleupon).
I have saved it for later!
Way cool! Some extremely valid points! I appreciate you writing this write-up plus the rest of the website is really good.
I truly love your site.. Very nice colors & theme. Did you develop this website yourself?
Please reply back as I’m wanting to create my own personal site and
would like to know where you got this from or
exactly what the theme is named. Thank you!
Appreciate this post. Let me try it out.
Somebody essentially assist to make severely articles I might state.
That is the first time I frequented your website page and
so far? I amazed with the analysis you made to make this actual publish incredible.
Excellent task!
I like it when people come together and share opinions. Great
site, keep it up!
If you would like to increase your familiarity only keep visiting this web
site and be updated with the newest news update posted here.
Heya just wanted to give you a quick heads up and let you know a few
of the images aren’t loading properly. I’m not sure why but I think its a linking issue.
I’ve tried it in two different web browsers and both show the same outcome.
I really like it whenever people get together and share opinions.
Great website, stick with it!
Highly energetic post, I liked that a lot. Will there be a part 2?
Quality articles is the crucial to invite the visitors to pay a quick visit the site,
that’s what this web site is providing.
WOW just what I was looking for. Came here
by searching for tips kesehatan berikan komentar
This is the perfect website for anybody who wants to find out about this topic.
You understand so much its almost hard to argue with you (not that I really will
need to…HaHa). You definitely put a fresh spin on a subject which has been discussed for years.
Great stuff, just wonderful!
May I simply say what a comfort to find an individual
who truly knows what they’re discussing on the web.
You actually know how to bring a problem to light and make it important.
More and more people need to look at this and understand this
side of your story. I was surprised you’re
not more popular given that you definitely have the gift.
I was recommended this web site by my cousin. I’m
not sure whether this post is written by him as nobody else know such detailed about my difficulty.
You’re amazing! Thanks!
I need to to thank you for this fantastic read!! I definitely
enjoyed every little bit of it. I’ve got you book marked to check out
new stuff you post…
Way cool! Some extremely valid points! I appreciate you penning this article and the rest of the website
is very good.
Appreciate this post. Let me try it out.
Hi, after reading this amazing piece of writing i am too delighted
to share my know-how here with mates.
Now I am ready to do my breakfast, once having my breakfast coming yet again to read additional news.
Everything posted was very logical. But, think
on this, suppose you were to write a killer headline?
I am not suggesting your content isn’t solid.,
however what if you added a post title to possibly grab folk’s attention? I mean Financial Wellness and Mental Health: Tips
on Managing Money Stress – The Harlem Times is kinda boring.
You ought to look at Yahoo’s front page and see how they write article
titles to get viewers to click. You might add a video or a pic or two to get people excited about what you’ve written. Just my opinion, it would make your website a little livelier.